Configuring Payment Types

Retail Express lets you enable and configure various payment methods—cash, card, EFTPOS, and others—to support customer preferences and maintain accurate financial tracking. Each payment type includes flexible options such as POS availability, cash drawer behaviour, and loyalty settings.

Enabling a Payment Type

To enable a Payment Types, navigate to: Settings > Payment Types. Use the interface to enable the payment methods as required. Refer to the details further below regarding the options available for each type. To see the changes in POS you will need to Log Out and Log In again.

Outlet-Specific Payment Types

Retail Express now supports configuring payment types at the outlet level, allowing each store to display only the payment options they actively offer at the point of sale.

This enhancement helps streamline the POS experience by reducing on-screen clutter, minimising misclicks, and ensuring staff select from relevant payment methods during checkout.

If no outlet-specific payment configuration is applied, Retail Express will continue to use the existing global payment type behaviour, ensuring backward compatibility.

https://youtu.be/yOVIa6WY1pU

Payment Type columns

Each column has individual tick boxes relating to the Payment Type on the left-hand side. See below for details on each column.

Column	Details
Enable	Enables the Payment Type for use, including visibility in reports. e.g. Income Report
POS	Enable this Payment Type to be available in the Payments tab in POS
Money Out	The Payment Type becomes available as tender when using the Money In / Out feature at POS
Cash Drawer	Tick to enable the cash drawer to open when this Payment Type is used
Loyalty	Enable the Payment Type to allow accrual of Loyalty points when used for payment
Summarise for Accounting	Used with Accounting Integrations. Tick to send only a single total for all payments made using that Payment Type or untick to send individual totals.
Auto-Reconcile in Cash Up	Enabling this option will automatically populate the "Expected Amount" into the "Amount Reconciled" field in Step 3 of the Cash Up. Cash is not eligible to be auto-reconciled.
Loyalty Multiplier	The number of points accrued when the payment type is used e.g. entering a value of 1 would accrue 1 point for every $1 dollar paid.

The POS option must be ticked to display in POS.

Example Scenarios:

Some integrated EFTPOS solutions will determine the card type on its use at POS, and assign the payment to the specific Payment Type i.e. a payment made via integrated EFTPOS with a VISA card would report in the Income Report as VISA, even though Tyro or PC-EFTPOS was selected as the Payment Type at POS.

This scenario may also be used if you wanted to have Paypal available for use for web store payments, but wouldn't want PayPal available for selection as a tender at POS. Again, using the Enabled tick still allows you to run reports filtering for that Payment Type.

PC-EFTPOS has been renamed to Linkly but is still currently referred to as PC-EFTPOS within the Retail Express application.

Available Payment Methods

Payment Method	Description
Adyen	Payments processed via the Adyen payment gateway.
Afterpay	Buy Now Pay Later payments via Afterpay.
Alipay	Digital wallet payments via Alipay.
Amazon	Marketplace payments associated with Amazon orders.
AMEX	American Express card payments.
Apple Pay	Contactless payments using Apple Pay.
Bad Debt	Records write-offs for unrecoverable amounts.
Bank Gateway	Payments processed through a bank gateway integration.
Barter	Records non-cash barter or trade-based payments.
BasicsCard	Australian government BasicsCard payment method.
BPAY	Payments processed via the BPAY banking system.
Braintree	Payments processed via the Braintree gateway.
Buy Aussie Now	Payments related to the Buy Aussie Now marketplace.
Cash	Records payments made using physical cash at POS.
Catch	Marketplace payments associated with Catch.
Cheque	Records payments received by cheque.
CreditCard	Generic credit card payment option.
Crypto	Payments made using supported cryptocurrency methods.
David Jones	Marketplace payments associated with David Jones.
David Jones Concession	Concession-based payments for David Jones stores.
Diners	Diners Club card payments.
Direct Deposit	Payments made via bank transfer or direct deposit.
Donation	Accepts donation amounts as part of a transaction.
DoorDash	Payments associated with DoorDash marketplace orders.
Ebay	Marketplace payments associated with eBay.
EFTPOS	Standard EFTPOS card payments.
eWay	Card payments processed via the eWAY gateway.
External Voucher	Third-party or external voucher payments.
Finance	Payments processed through finance or instalment providers.
Gift Voucher	Accepts store-issued gift vouchers as payment.
Givex Gift Card	Gift card payments processed through the Givex integration.
HICAPS	Health industry claims and payments via HICAPS.
Humm	Buy Now Pay Later payments via Humm.
Internal Voucher	Store-issued internal vouchers.
JCB	JCB card payments.
Klarna	Buy Now Pay Later payments processed through Klarna.
Kogan	Marketplace payments associated with Kogan.
Latitude	Finance payments via Latitude.
Laybuy.com	Buy Now Pay Later payments via Laybuy.
Loyalty	Payments or redemptions using loyalty points.
MasterCard	Credit or debit card payments using MasterCard.
Money Out	Records money-out transactions such as cash payouts.
MyDeal	Payments linked to MyDeal marketplace orders.
Myer	Marketplace payments associated with Myer.
None	Placeholder payment type with no financial impact.
NZ PC EFTPOS	EFTPOS payment processing specific to New Zealand setups.
On Account	Charges the sale to a customer account for later payment.
Online	Payments originating from online channels or integrations.
Openpay	Buy Now Pay Later payments via Openpay.
OxiPay	Buy Now Pay Later payments via OxiPay.
PayPal	Payments made using PayPal.
PC EFTPOS	Payments processed using PC EFTPOS integration.
PinPay	Payments processed via PinPay gateway.
Podium	Payments processed through Podium integrations.
Promotion	Applies promotional credits or internal promotions as payment.
Qoin	Payments made using Qoin trade currency.
Refund – Head Office	Refunds processed centrally by head office.
Refund – Surcharge	Refunds related specifically to surcharge amounts.
SecurePay	Payments processed via SecurePay gateway.
Shopify Payments	Card payments processed via Shopify Payments.
Shopify Refund	Refund transactions originating from Shopify sales.
Sponsorship	Payments or credits related to sponsorship arrangements.
Square	Card payments processed via Square terminals.
Stripe	Payments processed via Stripe gateway.
TAGr	Third-party or integration-based payment method used for external settlements.
The Card Network	Card payments processed through a custom card network.
The Iconic	Marketplace payments associated with The Iconic.
Trade In	Credit applied for traded-in items.
Tyro	Integrated EFTPOS payments processed via Tyro terminals.
Uber Eats	Payments associated with Uber Eats orders.
UnionPay	UnionPay card payments.
VISA	Credit or debit card payments using VISA.
WePay	Payments processed via the WePay payment gateway.
Westfield Direct	Payments linked to Westfield Direct marketplace.
Woolworths	Marketplace settlement payments from Woolworths.
Zip	Buy Now Pay Later payments via Zip.