Retail Express integrates with Zip, a buy-now-pay-later payment type, so customers can make a purchase today and pay later through in instalments to Zip.
Prior to using zip for the first time, ensure you have completed the Zip installation process.
Process a zip Payment
- Ask the customer to log into their Zip account on their phone app
- In POS click the Payment tab
- Double-click the zip Payment Method to trigger the integration

- Ask the customer to navigate in their phone app to Menu > Shop In-Store
- The customer can now provide the on-screen Store Code to the Sales Assistant
- Enters the Store Code provided by the customer
- Click Confirm
- A "Processing Transaction" will be displayed in POS
- The customer will be asked to confirm the sale in their app - ask them to click Confirm to proceed
- A "Transaction Complete" message will be displayed in POS
- Click Finish
- A "Purchase Confirmed" message will be displayed to the customer in the mobile app
- Print a receipt/invoice from POS if required (the Zip reference code will be displayed at the bottom)

You cannot edit or delete a Zip Payment. To make corrections you can process a Refund.
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Process a zip Payment (multiple tenders)
POS supports multiple Payment Types being used within a single transaction.
Zip can be used to make a partial payment against a transaction, with the remainder paid using an alternate Payment Type. i.e. half the sale is paid via Cash and half is paid via Zip.
To process a partial payment using Zip the process is the same as above - Process a zip Payment. However, you will need to click directly into the zip field and manually enter the specific payment value.

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Payment errors
The below list are common errors that may appear when attempting to make a Zip payment at POS.
For extra assistance, please visit the Zip Help Centre
Error
|
Explanation
|
Invalid Store Code |
The Store Code entered at POS, does not match the Your Store Code of the Customer.
Check the Store Code and Retry.
|
Duplicate Reference |
The Store Code entered at POS is a duplicate or has previously been used. Store Code must be unique.
Check the Store Code and try again or contact zip support.
|
Transaction Expired | The order has timed out and no payment has been taken. Retry or Cancel the transaction. |
Transaction Declined |
Insufficient Funds are available or Credit Limit is exceeded.
Retry or Cancel the transaction.
|
Transaction Cancelled | The customer has selected to cancel the transaction. |
Configuration Error |
Your configuration In-Store key is invalid.
Check your settings via Back Office > Settings > POS Settings > zipPay Settings and try again.
|
Tip: You cannot edit or delete a Zip Payment. To make corrections you can process a
Refund.
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