The merchant will need to wear the insurance cost, which can sometimes be quite expensive. With this feature, the merchant will have the option to either pass the insurance cost over to the customer or not. Currently, customers do not wear the cost for transit cover despite being included within the transit cover section of the shipping service. For example, although the transit cover is set as 1% as seen in the linked screenshot (
http://i.imgur.com/PpS3bcT.png ), the calculated insurance cost is not added to the total shipping cost. Consequently, the merchant will need to pay for insurance. It would be great if there is an option that will ask the user if the insurance cost should be applied to the shipping cost.
